MSME Loan Application Form
MSME Loan Application
Before applying the form you please keep ready the PDF of the documents below
- Last 3 Years ITR + Balance Sheet
- Last 12 Months Bank Statement
- GST Returns (1 Year)
- Udyam/MSME Registration Certificate
- PAN Card (PDF)
- Shop Act / Trade Licence (PDF)
- ROC Document (If Company)
🏭 MSME Loan – Key Highlights
✨ Features & Benefits
- 🏭 Finance for Working Capital & Expansion
- ⚙️ Machinery / Equipment Funding Available
- 📦 Cash Credit (CC) & Overdraft (OD) Limits
- 💼 Flexible repayment with OD/Term Loan
- ⏱️ Quick sanction through digital processing
📋 Eligibility & Documents
Eligibility
- 👨💼 Proprietorship / Partnership / Pvt Ltd / LLP
- 📊 Minimum Turnover: ₹10–50 Lakhs (lender-based)
- 💳 CIBIL Score of 700+ preferred
- 📅 Business vintage minimum 1–2 years
Documents
- 🪪 PAN, Aadhaar, Udyam/MSME Certificate
- 📘 3-year ITR + Balance Sheet
- 🏦 12-month Bank Statement
- 📄 GST Returns (1 year)
- 📜 Shop Act / Trade License / ROC papers
💰 Fees & Charges
- 📉 Interest Rate: 10% – 18% p.a.
- ⚙️ Processing Fee: 1% – 2%
- 📑 Legal & Valuation Charges as applicable
- ⛔ Late payment & cheque bounce charges per lender
- 📌 No pre-closure charges on CC/OD (in many NBFCs)
Charges vary by lender, loan type & profile.
⚙️ How It Works
- 📝 Fill out the digital MSME Loan application
- 📞 Verification & discussion with loan expert
- 🏦 Lender reviews financials, GST & bureau score
- 📄 Get sanction letter & disbursal of loan/OD limit
Most MSME loans are approved within 3–7 working days.