Personal Loan Application Form

Personal Loan Application

Step 1 – Personal Details

Applicant Full Name Father / Spouse Name Date of Birth Applicant Type Mobile Number Email ID PAN Number Aadhaar Number Current Residential AddressCity State PIN Code Residence Type Years at Current Address

Step 2 – Employment / Income Details

Employer Name Employer Type Designation Total Work Experience (Years) Experience in Current Job (Years) Net Monthly Salary (₹) Salary Credit Mode

Business / Firm Name Nature of Business / Profession Business Vintage (Years) Annual Turnover (₹) Net Annual Profit / Income (₹) Business Office City

Existing Monthly EMIs (₹)

Step 3 – Loan Details

Loan Amount Required (₹) Preferred Tenure (Months) Loan Purpose Salary / Primary Bank Name Any specific lender preference (optional)

Step 4 – Upload Documents (PDF Only)

Last 3 Months Salary Slips (PDF) Last 6 Months Salary Account Statement (PDF) PAN Card (PDF) Aadhaar Card (PDF)

Last 3 Years ITR + Balance Sheet (PDF) Last 12 Months Business / Main Account Statement (PDF) GST Certificate / Registration (PDF) Business Proof – Shop Act / Trade Licence / ROC (PDF) PAN Card (PDF)

I agree to the Terms & Conditions

Keep the documents below in a PDF file before starting to apply

For Salaried Person:

Last 3 Months Salary Slips (PDF)
Last 6 Months Salary Account Statement (PDF)
PAN Card (PDF)
Aadhaar Card (PDF)

For Self-Employed:

Last 3 Years ITR + Balance Sheet (PDF)
Last 12 Months Business / Main Account Statement (PDF)
GST Certificate / Registration (PDF)
Business Proof – Shop Act / Trade Licence / ROC (PDF)
PAN Card (PDF)

Personal Loan – Key Highlights

Features

Unsecured loan – no collateral required
Fast approval based on income & credit score
Flexible tenures from 12 to 60 months
Loan amount based on FOIR & salary/income

Eligibility

Salaried or Self-employed applicants eligible
Minimum monthly income: ₹18,000 – ₹25,000 (city-based)
Stable employment or business continuity required
CIBIL score generally 700+ for best rates

Fees & Charges

Interest Rate: 12% – 28% p.a.
Processing Fees: 1% – 3%
Minimal documentation for approval
Prepayment charges vary by lender

Final charges depend on Bank/NBFC credit policy.

How It Works

Fill out the online application form
Submit salary/business income documents
CIBIL & eligibility checked by lenders
Loan approved & disbursed within 24–48 hours

Processing time depends on document verification.