Documents Required For Loan of All Categories
See all documents required for loan —
Home Loan, Personal Loan, Business Loan, MSME, Mortgage, Machinery & Invoice Discounting. Complete KYC & financial checklist.
Home Loan – Documents Required
For Salaried Individuals
PAN Card
Aadhaar Card / Any Government ID
Last 3 months’ Salary Slips
Last 6 months’ Salary Account Bank Statement
Form 16 (latest)
Employment Certificate (if required)
Current Address Proof
Property Documents:
Sale Agreement
Allotment Letter
Builder Demand Letter
Property Tax Receipt
NOC from Builder/Society
Passport-size photographs
For Self-Employed / Business Owners
PAN Card
Aadhaar / Government ID
Last 3 Years ITR + Balance Sheet & P&L (CA audited preferred)
GST Registration + GST Returns (1 year)
Business Proof:
Trade License
Shop Establishment Certificate
Partnership Deed/LLP Agreement
MSME Certificate
Last 12 months Current Account Bank Statements
Property Documents (as per Salaried)
Passport-size photos
Personal Loan – Documents Required
For Salaried Individuals
PAN Card
Aadhaar / Voter / Passport
Last 3 months’ Salary Slips
Last 6 months’ Bank Statement (Salary Account)
Employee ID card
Latest Form 16 (if required)
Address Proof
For Self-Employed / Business Owners
PAN + Aadhaar
Last 2–3 years ITR
12 months Bank Statement (Business & Personal)
GST Returns
Business Registration Proof
Address Proof
Business Loan – Documents Required (Unsecured)
For Proprietorship / Self-Employed
PAN & Aadhaar
Last 2–3 years ITR
Audited Balance Sheet & P&L
GST Returns for 12 months
Business Registration:
MSME Certificate
Shop Act / Trade License
Last 12 months Current Account Statement
KYC of Proprietor
Address Proof (Business & Personal)
For Partnership / LLP / Private Limited Company
Company PAN Card
ROC Incorporation Certificate
MOA / AOA or Partnership Deed
PAN & Aadhaar of all Directors/Partners
Last 3 years audited Financial Statements
GST Returns (1 year)
Last 12 months Bank Statement (Current A/c)
Board Resolution for Borrowing
Address Proof of Directors + Office Address Proof
MSME Loan – Documents Required
For Proprietorship / Self-Employed
PAN & Aadhaar
Udyam / MSME Registration
Last 2–3 years ITR
12 months Bank Statements
GST Returns
Business Proof (Shop Act/Trade License)
Financial Statements (BS + P&L)
For Partnership / LLP / Private Limited Company
Company PAN
ROC registration documents
MOA/AOA or Partnership Deed
Last 3 years audited financials
GST returns
Bank statements (12 months)
KYC of Directors/Partners
Board Resolution
Mortgage Loan (LAP – Loan Against Property)
For Salaried Individuals
PAN + Aadhaar
Last 3 months Salary Slips
Last 6 months Bank Statement (salary)
Employment proof
Property Documents:
Title Deed
Tax Receipts
Sanctioned Plan
Valuation Report
Address Proof
Self-Employed / Business
PAN + Aadhaar
Last 3 years ITR
Financials (Balance Sheet + P&L)
GST Returns
12 months Bank Statements
Proof of business
Complete Property Documents + Valuation Report
For Partnership / LLP / Private Limited Company
Company PAN
ROC documents (COI, MOA/AOA)
KYC of directors
3 years audited financials
GST filings
Board Resolution
Property documents
Equipment & Machinery Loan – Documents Required
Self-Employed / Business
PAN & Aadhaar
Last 3 years ITR + Audited Financials
GST Return 12 months
12 months Bank Statements
Business Registration Proof
Proforma Invoice of Machinery
Existing loan statements (if any)
For Partnership / LLP / Private Limited Company
Company PAN
MOA/AOA, COI
Last 3 years audited financials
GST filings
Bank statements (12 months)
Board Resolution
Quotation / Proforma Invoice of Machinery
Invoice Discounting / Bill Discounting – Documents Required
For All Registered Businesses
PAN & Aadhaar of proprietor/partners/directors
GST Registration
Invoices to be Discounted
Purchase Orders / Work Orders / Contract Copies
Past 12 months Bank Statements
Last 2–3 years ITR
Business Registration (Udyam/MSME/ROC)
Debtor Ledger / Creditors List
GST Returns (1 year)
Additional for Companies
Company PAN
MOA, AOA
Board Resolution
Audited Financials (3 years)
Project Finance – Documents Required (₹5 Cr to ₹500 Cr)
Company / Corporate
Company PAN
Audited last 3–5 years Financial Statements
Net worth certificate
GST returns
Bank statements (12–24 months)
Detailed Project Report (DPR)
Feasibility Report / CMA Data
Land / Asset documents
Promoter KYC
Shareholding pattern
Company Documents (MOA, AOA, COI)
Cash flow projections for 5–10 years
Existing loan statements
CRISIL/External rating (if available)