Home Loan Application Form
Home Loan Application
Before filling the form, keep ready PDF of the documents below ready
For Salaried:
- Last 3 Months Salary Slips (PDF)
- Last 6 Months Salary Account Statement (PDF)
- PAN Card (PDF)
- Property Documents – Agreement to Sell / Allotment / Sale Deed (PDF)
For Self-Employed:
- Last 3 Years ITR + Balance Sheet (PDF)
- Trade Licence / ROC / Registration Certificate (PDF)
- Last 1 Year Business Account Statement (PDF)
- PAN Card (PDF)
- Property Documents – Agreement to Sell / Allotment / Sale Deed (PDF)
🏠 Home Loan – Key Details
✨ Features & Benefits
- 🏡 Funding for purchase, construction, renovation or BT
- 📈 Enhanced eligibility via co-applicant or FOIR norms
- 🕒 Flexible tenure up to 30 years
- 💼 Fixed, floating or mixed interest rate options
Eligibility varies as per income, CIBIL, co-applicant and lender policy.
📋 Eligibility & Documents
Basic Eligibility
- 👨💼 Salaried or Business / Self-employed applicants
- 🎂 Age 21–60/65 at loan maturity
- 💳 CIBIL score 700+ preferred
- 📑 Property must be clear & loan-eligible
Key Documents
- 📄 Salaried: 3-month salary slips, 6-month bank statement
- 📊 Business: 3-year ITR + balance sheet, 1-year bank statement
- 🪪 PAN, Aadhaar, sale deed/allotment/agreement papers
💰 Fees & Charges
- 📉 Interest Rate: 8% – 14% p.a. (profile-based)
- ⚙️ Processing Fee: 0.5% – 1%
- 📜 Legal, valuation & technical charges apply
- 🚫 Foreclosure charges vary by lender & loan type
- ⛔ Late payment & bounce charges (if applicable)
Charges vary based on lender policy and applicant profile.
⚙️ How It Works
- 📝 Submit your Home Loan application online
- 📞 Receive a call from our loan specialist
- 🏢 Bank/NBFC verifies income, CIBIL, legal & technical
- 📄 Get sanction letter & loan disbursal to builder/seller
Processing time varies by lender, documents, and property stage.